From KETC, LIVING ST. LOUIS Producer Ruth Ezell visits Laurie Ferrer. In this segment of ‘Facing the Mortage Financial Crises,’ Ferrer discusses steps to improve credit scores and ways to lower interest rates through online services. She currently works at University Pediatrics at Cardinal Glennon Childrens hospital. She wants to help others get out of credit card debt and find ways to save money each month.