Product DescriptionIn Extra Credit: The 7 things every college student needs to know about credit, debt & ca$h. You’ll learn how credit card companies “trick” you into playing their game by their rules and why it’s not your fault that you can’t beat them. . . at least until now. Extra Credit is the book that every college student and high school senior should be armed with as they are about to be assaulted by 50 credit card solicitations each semester. Extra Credit should be a mandatory book for all incoming freshman. You will be able to get your first credit card and use your debit card on your own, but nobody taught you how to use them, when to use them, how to balance your account, or how to tell if you are getting ripped off. You’ll discover everything that credit card companies don’t want you to know and more! – What’s the difference between a credit card and debit card? – What are the top 10 tricks used by credit card companies? – How do credit card companies market to college students? – How do I know when to use a credit card, when to use my debit card or when to use cash? – How do I get out of debt? – and much, much more. . .
Extra Credit: The 7 Things Every College Student Needs to Know About Credit, Debt & Ca$h
A great primer for students on credit, debt, and cash. Mr. Pratt is cautionary without being condescending. While the target audience for this book is college freshmen, it would also be absolutely relevant for high school students in a life-skills course or similar. There are clearly many more details that Mr. Pratt could have gone into, but this gives a crash course in many of the basics of credit cards; the book would be a great conversation starter about these money issues in a first-year seminar course. I finished the book in about 45 minutes (interrupted, on the bus), so it would be a quick read for even the busiest high school or college student. The review questions at the end of each chapter could be used as a pre-test if the book was used over a period of time within a course, but also could be used as basic writing prompts. While my parents did a great job with my financial education, this would have been a beneficial resource during my first year in college. If I were teaching an introduction to university life course, I would definitely consider requiring my students to read this book.
Rating: 3 / 5