Product DescriptionWhat’s the number one myth?That you have to wait 7 to 10 years after a bankruptcy before your credit ever starts to recover. A bankruptcy (BK) may stay on your credit history for that long. . . but you can begin rebuilding your credit from day one. (The day after your bankruptcy is official. )It will be different from the way you built your credit the first time around. But you can do it. Here is some of what you will learn:The real deal: What Bankruptcy is and is not. What’s worse: bankruptcy on your record or mountains of debt? Ideal alternatives to bankruptcy that may save you from years of hardship. When to dispute creditors’ claims. The difference between Chapter 7 and Chapter 13 bankruptcies. . . and which is right for you! Will you have to repay your debts? And how soon?This type of bankruptcy gets you through the courts and eliminates debt the fastest. 8 ways to get out of debt without declaring bankruptcy. 9 reasons why Chapter 13 might be right for you. Did you know that creditors often forget to update credit records after a bankruptcy? Here’s how to make sure your credit report reflects your changes. Why you SHOULD get a credit card after a bankruptcy. And why it’s easier than you think. 3 ways to handle your new credit card for maximum credit repair. Much more.
Product DescriptionTopics Covered:A Problem Called ‘Credit Card Debt’Stop Paying the MinimumHow to Play the Balance Transfer Game SuccessfullyCollege Student Credit Card DebtGetting Out of Credit Card DebtDon’t Save When You Have DebtCredit Card Debt ManagementCredit Card Debt ReductionNegotiating Your DebtsCredit Card Debt SettlementTaking Steps towards Credit Card Debt EliminationGetting a Run for Your Money: How to Consolidate Your DebtConsolidate Credit Card DebtThe Benefits of Credit Card Debt ConsolidationShould I Get a Consolidation Loan?Is Consolidating Credit Card Debt a Good Option?Bad Debt Credit Card: What is It?Always Avoid Payment HolidaysLow Interest Credit CardsExcessive Credit Card Debt Examined
Product Descriptionhis book is dedicated to readers who are looking for understandable answers to the following questions:1) How do you build a tax-free retirement nest egg in the most efficient and most economic manner possible?2) How do you build a tax-free retirement nest egg in the most efficient and least risky manner possible?3) What is the difference between a sales book and an educational book?4) Does it make sense to pay off your home mortgage early, and, if not, why not?5) What is Equity Harvesting and why is it such a hot topic in the insurance, financial, and mortgage marketplaces? 6) How can you pay off your current home mortgage years earlier without changing your lifestyle?8) Is cash value life insurance a good financial tool to build wealth for retirement?9) Does it make financial sense to over-fund a qualified retirement plan or IRA? 10) How can you use Home Equity Management to remove money from your IRA tax free in retirement? 11) What is a Reverse Mortgage, and is it something you or your parents should consider after reaching 62 years of age?12) What are the laws that govern your ability to use Home Equity Management to your benefit as a tax-favorable/wealth-building tool?
Product DescriptionTopics Covered:A Problem Called ‘Credit Card Debt’Stop Paying the MinimumHow to Play the Balance Transfer Game SuccessfullyCollege Student Credit Card DebtGetting Out of Credit Card DebtDon’t Save When You Have DebtCredit Card Debt ManagementCredit Card Debt ReductionNegotiating Your DebtsCredit Card Debt SettlementTaking Steps towards Credit Card Debt EliminationGetting a Run for Your Money: How to Consolidate Your DebtConsolidate Credit Card DebtThe Benefits of Credit Card Debt ConsolidationShould I Get a Consolidation Loan?Is Consolidating Credit Card Debt a Good Option?Bad Debt Credit Card: What is It?Always Avoid Payment HolidaysLow Interest Credit CardsExcessive Credit Card Debt Examined
Think you’ve got it bad with the fees your credit card charges you? Well try this: $247 up-front, for a $300 credit line… And that’s not the worst of it!
Product DescriptionTotally Debt Free Lifestyle: Your Transition to a Better Financial Situation THIS EBOOK HAS A TABLE OF CONTENTS THAT ARE CLICKABLE FOR EASIER VIEWING. The Biggest Myths When it Comes to Bad Credit!There’s a lot of misinformation floating around when it comes to debt management and credit reporting. . . Here are the top 3 Myths when it comes to debt management. . . Myth #1 – Paying a debt will remove it directly from your credit report. Late payments, tax liens and collections will usually stay on your credit report for the next seven years! And this will lower your credit scoreMyth #2 – Canceling credit cards will improve your credit score. Wrong! If you cancel or close a credit card you had for a long time, you’re effectively shortening your credit history. . . It’s better to keep your card with an amount of zero to raise your score. Myth #3 – Paying for cash will help increase your credit score. Paying cash is a great way to stay out of debt, but it can hurt your overall credit score. Your score is determined by your credit history, which means having and using credit could be good. . . if you can control it. Here’s How You Can Get Out of Bad Debt and Have a Debt-Free Lifestyle Starting Today!I’ve just completed my new ebook called, “Totally Debt-Free Lifestyle” that gives you a step-by-step system to get out of bad debt! It’s way different than anything else on the market and this program took me few years to develop!Here’s a Few Breakthrough Features in my eBook You’ll Discover!Totally Debt-Free Lifestyle*What exactly is bad debt or credit and why people get into bad debt. *Steps to avoiding credit card debt, the most common and serious case of debt accumulation. *How to check and choose the best credit interest rate. . . What to ask and clarify before choosing your credit card with the lowest rates. *Step by step guide to getting rid of your debt in complete detail. *Debt reduction plan to help you pay off all your debts soon than paying only the minimums. *What is interest and how to use the lowest interest rates to your advantage. *Summarizing your debts is very important – I’ll show you real life examples of how I summarize my debts correctly and create a formula to pay them all off. *Learn the secret to repaying debts quickly and still save on interest charges. . . And once that debt is paid off, you can use the secret to pay off the rest of your debt. *Whether your a student, a stay-at-home mother, or working a nine-to-five job, I’ll break down step by step how to become debt-free. *And Much Much More! Table of Contents:PrefaceSection I: Introduction on debtsChapter 1: What Exactly is Debt?Chapter 2: Why Do People Get Into Debt?Chapter 3: How to Avoid Debts. Section II: Guide to get rid of your debtsChapter 4: Summarize your debtsChapter 5: Create a Debt Reduction PlanChapter 6: Steps towards being debt freeChapter 7: Help yourself outSection III: ConclusionThis covers debts, avoid debts, how to avoid debts, plan to reduce you debts, plan to reduce your debts, how to get rid of your debts, how to be debt free, guide to debt reduction,
This commercial was filmed in June of 2009 at our Anchorage, Alaska office and features our Branch Manager, Charles Black. The commercial was filmed by KTUU NBC Television.
Product DescriptionTopics Covered:A Problem Called ‘Credit Card Debt’Stop Paying the MinimumHow to Play the Balance Transfer Game SuccessfullyCollege Student Credit Card DebtGetting Out of Credit Card DebtDon’t Save When You Have DebtCredit Card Debt ManagementCredit Card Debt ReductionNegotiating Your DebtsCredit Card Debt SettlementTaking Steps towards Credit Card Debt EliminationGetting a Run for Your Money: How to Consolidate Your DebtConsolidate Credit Card DebtThe Benefits of Credit Card Debt ConsolidationShould I Get a Consolidation Loan?Is Consolidating Credit Card Debt a Good Option?Bad Debt Credit Card: What is It?Always Avoid Payment HolidaysLow Interest Credit CardsExcessive Credit Card Debt Examined
