Product DescriptionThis is a discounted bundle featuring 5 of Hyperink’s most popular books on personal finance, including:-Debt Is For Dummies-The College Student’s Guide To: Credit Scores-How to Reduce and Pay Off Your Debt-The College Student’s Guide To: Paying off Your Student Loan-How to Save Electricity and Reduce Your Energy BillBelow are some selected excerpts from the books. Buy them together and save over 40% off the combined price!= = = = =From How to Reduce and Pay Off Your Debt:It’s easy to feel trapped and frustrated by the numerous debts that many of us face. It can cause some people to feel isolated, but it is important to remember that debt is a part of life we all have to deal with at some time or another. The key factor in dealing with debt problems is to simply face your debts head-on. Trying to hide from debts or put them off will only make things worse. Debts do not disappear if you pay them no attention. This guide will present various methods that can be used to reduce and pay off your debt. We’ll discuss key elements of various debts, and shed insights and techniques on how to deal them. Leaving a debt unattended is similar to leaving an acute health problem unattended, only to find that one day it has gone from an acute to a chronic stage. Just as you would visit the doctor, and use the prescribed medication to bring the situation under control and eventually eliminate it, you will need to apply these techniques to your finance problem to help reduce and pay off your debt bills. = = = = =From The College Student’s Guide To: Credit Scores:It’s not necessary to find out the exact score, as lenders vary as to the scale they use. Instead, students should be looking for delinquencies, high balances and any other negative information on their credit reports so that they can get an idea of how strong their credit history is. If students want to get an estimate of their credit score, they can use free services such as Credit Karma. com. These services require students to input personal information such as their name and Social Security number. After they input this information, they will receive a free estimate of their credit score. Students can check their credit score as often as they wish using these free services to ensure that their credit history is still positive. In addition to checking their credit, students need to learn how loans and credit cards affect their credit. The best way for students to learn how to use credit responsibly is to get a credit card, but poor credit decisions stay on their credit report for seven years. Students’ parents can help protect them from using credit unreasonably in a couple of different ways. . . = = = = =From How to Save Electricity and Reduce Your Energy Bill:Another sure fire way to lose money on electricity is to neglect your pool or hot tub. If you own a heated pool, the best way to save energy is to invest in a solar cover. You can lower the heating element on your pool, allowing the solar cover to maintain the heat, and you will save money on pool heating costs. The solar cover has the potential for drawing free heat from the sun to heat the pool, and it also prevents evaporation of the water. Clean pool filters on a daily basis. Keep the cover on your hot tub when not in use as well. Maintain a comfortable water temperature, usually under 80 degrees. By doing so, you will save more money on heating costs of the pool. This is also another good example of where the solar cover can come in good use. Keep the filters of the pool clean on a daily basis. Not doing so can clog the pool with unwanted debris and cause it to work harder and drawing on more electricity.
The Ultimate Personal Finance Book Bundle
