Product DescriptionMillions of people just like you are up to the eyeballs in credit card debt, mortgage payments and student loan balances. Lenders are fiercer than ever and are not giving anyone second chances these days! Massive debt doesn’t just make your life harder, it impacts every decision you make. Your bad credit could keep you from buying a house, a car or getting a new job! If you don’t learn how to control your current debt and prevent future debt then you’ll never get out of the cycle; you’ll be paying off your debts until the end of time! Clearing your credit debt can be easier than you think. It might take some time but you’ll be glad you did it in the end! This book is very concise and easy to understand. You’ll be dwindling down your bills in no time. Packed with information, you’ll learn not just about losing and preventing debt but about the history surrounding it and how creditors and debtors came to be. This book can help more than just you, it could be a valuable tool for your friends and family as well. Student loans were booming just a few years ago, now lenders are wreaking havoc on graduate’s credit scores and denying loans left and right!What’s the point of going to college and getting a high paying job if you’re buried in loan payments? You’ll learn how to resolve these debt issues and so much more. Product DescriptionMillions of people just like you are up to the eyeballs in credit card debt, mortgage payments and student loan balances. Lenders are fiercer than ever and are not giving anyone second chances these days! Massive debt doesn’t just make your life harder, it impacts every decision you make. Your bad credit could keep you from buying a house, a car or getting a new job! If you don’t learn how to control your current debt and prevent future debt then you’ll never get out of the cycle; you’ll be paying off your debts until the end of time! Clearing your credit debt can be easier than you think. It might take some time but you’ll be glad you did it in the end! This book is very concise and easy to understand. You’ll be dwindling down your bills in no time. Packed with information, you’ll learn not just about losing and preventing debt but about the history surrounding it and how creditors and debtors came to be. This book can help more than just you, it could be a valuable tool for your friends and family as well. Student loans were booming just a few years ago, now lenders are wreaking havoc on graduate’s credit scores and denying loans left and right!What’s the point of going to college and getting a high paying job if you’re buried in loan payments? You’ll learn how to resolve these debt issues and so much more.
27-Nov-2011
27-Nov-2011
Product DescriptionEvery student wants Extra Credit! Extra Credit is not just another boring finance book. You’ll learn: • The top 10 ways credit card companies trick you. • When to use debit cards and when to use cash. • What is a credit score? • How to choose the right student loan. • The keys to succeed in college. • And much more…Product DescriptionEvery student wants Extra Credit! Extra Credit is not just another boring finance book. You’ll learn: • The top 10 ways credit card companies trick you. • When to use debit cards and when to use cash. • What is a credit score? • How to choose the right student loan. • The keys to succeed in college. • And much more…
Extra Credit 2nd Edition: The 7 Things Every College Student Needs to Know About Credit, Debt & Ca$h
27-Nov-2011
Product DescriptionWhy are credit records important? How can a family determine its debt limit? How much should an individual spend on a home? Readers of this instructive guide will find answers to these questions as well as other valuable information on managing credit and breaking the cycle of debt. In simple language addressed to the individual consumer, David Scott explains • how interest rates are calculated • how to choose a credit card • the various types of car loans • what to consider when financing the purchase of a home • how to negotiate with creditors
26-Nov-2011
Product DescriptionWhy are credit records important? How can a family determine its debt limit? How much should an individual spend on a home? Readers of this instructive guide will find answers to these questions as well as other valuable information on managing credit and breaking the cycle of debt. In simple language addressed to the individual consumer, David Scott explains • how interest rates are calculated • how to choose a credit card • the various types of car loans • what to consider when financing the purchase of a home • how to negotiate with creditors
25-Nov-2011
Product DescriptionEveryone wonders at one time or another what goes on behind the glass doors and brass plaques down at the bank. How do they make all those obscene profits? Well, not that a spy was planted or anything, but here in tales of extreme credit ‘silliness’ and personal “Debt Hell,” everyone can relate to the author’s personal voyage into retail temptation, slide into too much debt, then personal bankruptcy. It is here in the process of coming back to financial respectability, that he reveals what he believes are the 7 Secrets that will add more to YOUR, not the banker’s bottom line!Here is a cautionary tale and a good amount of research and experience that will show young & old:• The tips, tricks, and secrets banks and advertising executives use to get you to (unfairly) part with your hard-earned money!• How even small numbers of credit lines can grow like ‘crazy’ to become a “Gorilla” on your financial back and what you can do to avoid them!• What some modern day banking fees and financial corporate debt resellers can do to drain your accounts, tie up your retirement savings plans, children’s college funds, and keep you ‘enslaved’ to your boss!• What the danger signs of “Bankruptcy Road” are, and the credit repair ‘scams’ you need to avoid• What is the psychological ‘babble’ that financiers use to make you feel that you need them and not the other way around when you need some money?• How to use 10 inspiring ways to credit, not debit your accounts!• Multiple methods to improve your privacy, protect your banking information, and guard against IDENTITY THEFT, the criminal scourge of our times!• And much, much more!So if you have ever wondered…“Why can I not GET more, and KEEP more money in my bank accounts?”or…“WHAT is it that Bankers and other financially successful people know that I don’t that keeps me POOR and constantly juggling, while others thrive?” …then this book is for you!Product DescriptionEveryone wonders at one time or another what goes on behind the glass doors and brass plaques down at the bank. How do they make all those obscene profits? Well, not that a spy was planted or anything, but here in tales of extreme credit ‘silliness’ and personal “Debt Hell,” everyone can relate to the author’s personal voyage into retail temptation, slide into too much debt, then personal bankruptcy. It is here in the process of coming back to financial respectability, that he reveals what he believes are the 7 Secrets that will add more to YOUR, not the banker’s bottom line!Here is a cautionary tale and a good amount of research and experience that will show young & old:• The tips, tricks, and secrets banks and advertising executives use to get you to (unfairly) part with your hard-earned money!• How even small numbers of credit lines can grow like ‘crazy’ to become a “Gorilla” on your financial back and what you can do to avoid them!• What some modern day banking fees and financial corporate debt resellers can do to drain your accounts, tie up your retirement savings plans, children’s college funds, and keep you ‘enslaved’ to your boss!• What the danger signs of “Bankruptcy Road” are, and the credit repair ‘scams’ you need to avoid• What is the psychological ‘babble’ that financiers use to make you feel that you need them and not the other way around when you need some money?• How to use 10 inspiring ways to credit, not debit your accounts!• Multiple methods to improve your privacy, protect your banking information, and guard against IDENTITY THEFT, the criminal scourge of our times!• And much, much more!So if you have ever wondered…“Why can I not GET more, and KEEP more money in my bank accounts?”or…“WHAT is it that Bankers and other financially successful people know that I don’t that keeps me POOR and constantly juggling, while others thrive?” …then this book is for you!
25-Nov-2011
Product DescriptionMillions of people just like you are up to the eyeballs in credit card debt, mortgage payments and student loan balances. Lenders are fiercer than ever and are not giving anyone second chances these days! Massive debt doesn’t just make your life harder, it impacts every decision you make. Your bad credit could keep you from buying a house, a car or getting a new job! If you don’t learn how to control your current debt and prevent future debt then you’ll never get out of the cycle; you’ll be paying off your debts until the end of time! Clearing your credit debt can be easier than you think. It might take some time but you’ll be glad you did it in the end! This book is very concise and easy to understand. You’ll be dwindling down your bills in no time. Packed with information, you’ll learn not just about losing and preventing debt but about the history surrounding it and how creditors and debtors came to be. This book can help more than just you, it could be a valuable tool for your friends and family as well. Student loans were booming just a few years ago, now lenders are wreaking havoc on graduate’s credit scores and denying loans left and right!What’s the point of going to college and getting a high paying job if you’re buried in loan payments? You’ll learn how to resolve these debt issues and so much more. Product DescriptionMillions of people just like you are up to the eyeballs in credit card debt, mortgage payments and student loan balances. Lenders are fiercer than ever and are not giving anyone second chances these days! Massive debt doesn’t just make your life harder, it impacts every decision you make. Your bad credit could keep you from buying a house, a car or getting a new job! If you don’t learn how to control your current debt and prevent future debt then you’ll never get out of the cycle; you’ll be paying off your debts until the end of time! Clearing your credit debt can be easier than you think. It might take some time but you’ll be glad you did it in the end! This book is very concise and easy to understand. You’ll be dwindling down your bills in no time. Packed with information, you’ll learn not just about losing and preventing debt but about the history surrounding it and how creditors and debtors came to be. This book can help more than just you, it could be a valuable tool for your friends and family as well. Student loans were booming just a few years ago, now lenders are wreaking havoc on graduate’s credit scores and denying loans left and right!What’s the point of going to college and getting a high paying job if you’re buried in loan payments? You’ll learn how to resolve these debt issues and so much more.
24-Nov-2011
Product DescriptionDebt Collectors are a Vital part of the American Economy – and here are the numbers to prove it. Debt collectors have a bad rap but debt collection is crucial to an efficient market economy. Total consumer bad debt costs every adult in the US $683 every year. For the average non-supervisory worker that’s nearly 54 hours of work (before taxes) a year. Outstanding credit card debt is nearly three quarters of one trillion dollars. Total consumer debt, including home mortgages, exceeds $9 trillion. Starting a Collection Agency, How to make money collecting money by Michelle A. Dunn – Winner of the New York Book Festival and Writer’s Digest Award. The only award-winning comprehensive book on how to start and manage a collection service. Everything from state laws to what kind of equipment you will need. Its chapters include legal requirements, licenses and regulations, where to find clients, fair debt collection practices, Fair Credit Reporting Act, skip tracing, buying debt, bad checks, and software. With this book you will:Be able to start your own business and be your own bossFind samples of business and marketing plansFind collection letters, flyers & promotional piecesHave a checklist of what to do before you open your agencyLearn how to start your agency from homeLearn how to work from home with young children aroundLearn how to promote your agency in a professional mannerProduct DescriptionDebt Collectors are a Vital part of the American Economy – and here are the numbers to prove it. Debt collectors have a bad rap but debt collection is crucial to an efficient market economy. Total consumer bad debt costs every adult in the US $683 every year. For the average non-supervisory worker that’s nearly 54 hours of work (before taxes) a year. Outstanding credit card debt is nearly three quarters of one trillion dollars. Total consumer debt, including home mortgages, exceeds $9 trillion. Starting a Collection Agency, How to make money collecting money by Michelle A. Dunn – Winner of the New York Book Festival and Writer’s Digest Award. The only award-winning comprehensive book on how to start and manage a collection service. Everything from state laws to what kind of equipment you will need. Its chapters include legal requirements, licenses and regulations, where to find clients, fair debt collection practices, Fair Credit Reporting Act, skip tracing, buying debt, bad checks, and software. With this book you will:Be able to start your own business and be your own bossFind samples of business and marketing plansFind collection letters, flyers & promotional piecesHave a checklist of what to do before you open your agencyLearn how to start your agency from homeLearn how to work from home with young children aroundLearn how to promote your agency in a professional manner
Starting a Collection Agency, how to make money collecting money
24-Nov-2011
Product DescriptionWhy are credit records important? How can a family determine its debt limit? How much should an individual spend on a home? Readers of this instructive guide will find answers to these questions as well as other valuable information on managing credit and breaking the cycle of debt. In simple language addressed to the individual consumer, David Scott explains • how interest rates are calculated • how to choose a credit card • the various types of car loans • what to consider when financing the purchase of a home • how to negotiate with creditors
23-Nov-2011
Product DescriptionEveryone wonders at one time or another what goes on behind the glass doors and brass plaques down at the bank. How do they make all those obscene profits? Well, not that a spy was planted or anything, but here in tales of extreme credit ‘silliness’ and personal “Debt Hell,” everyone can relate to the author’s personal voyage into retail temptation, slide into too much debt, then personal bankruptcy. It is here in the process of coming back to financial respectability, that he reveals what he believes are the 7 Secrets that will add more to YOUR, not the banker’s bottom line!Here is a cautionary tale and a good amount of research and experience that will show young & old:• The tips, tricks, and secrets banks and advertising executives use to get you to (unfairly) part with your hard-earned money!• How even small numbers of credit lines can grow like ‘crazy’ to become a “Gorilla” on your financial back and what you can do to avoid them!• What some modern day banking fees and financial corporate debt resellers can do to drain your accounts, tie up your retirement savings plans, children’s college funds, and keep you ‘enslaved’ to your boss!• What the danger signs of “Bankruptcy Road” are, and the credit repair ‘scams’ you need to avoid• What is the psychological ‘babble’ that financiers use to make you feel that you need them and not the other way around when you need some money?• How to use 10 inspiring ways to credit, not debit your accounts!• Multiple methods to improve your privacy, protect your banking information, and guard against IDENTITY THEFT, the criminal scourge of our times!• And much, much more!So if you have ever wondered…“Why can I not GET more, and KEEP more money in my bank accounts?”or…“WHAT is it that Bankers and other financially successful people know that I don’t that keeps me POOR and constantly juggling, while others thrive?” …then this book is for you!Product DescriptionEveryone wonders at one time or another what goes on behind the glass doors and brass plaques down at the bank. How do they make all those obscene profits? Well, not that a spy was planted or anything, but here in tales of extreme credit ‘silliness’ and personal “Debt Hell,” everyone can relate to the author’s personal voyage into retail temptation, slide into too much debt, then personal bankruptcy. It is here in the process of coming back to financial respectability, that he reveals what he believes are the 7 Secrets that will add more to YOUR, not the banker’s bottom line!Here is a cautionary tale and a good amount of research and experience that will show young & old:• The tips, tricks, and secrets banks and advertising executives use to get you to (unfairly) part with your hard-earned money!• How even small numbers of credit lines can grow like ‘crazy’ to become a “Gorilla” on your financial back and what you can do to avoid them!• What some modern day banking fees and financial corporate debt resellers can do to drain your accounts, tie up your retirement savings plans, children’s college funds, and keep you ‘enslaved’ to your boss!• What the danger signs of “Bankruptcy Road” are, and the credit repair ‘scams’ you need to avoid• What is the psychological ‘babble’ that financiers use to make you feel that you need them and not the other way around when you need some money?• How to use 10 inspiring ways to credit, not debit your accounts!• Multiple methods to improve your privacy, protect your banking information, and guard against IDENTITY THEFT, the criminal scourge of our times!• And much, much more!So if you have ever wondered…“Why can I not GET more, and KEEP more money in my bank accounts?”or…“WHAT is it that Bankers and other financially successful people know that I don’t that keeps me POOR and constantly juggling, while others thrive?” …then this book is for you!
23-Nov-2011
Product DescriptionEvery student wants Extra Credit! Extra Credit is not just another boring finance book. You’ll learn: • The top 10 ways credit card companies trick you. • When to use debit cards and when to use cash. • What is a credit score? • How to choose the right student loan. • The keys to succeed in college. • And much more…
Extra Credit 2nd Edition: The 7 Things Every College Student Needs to Know About Credit, Debt & Ca$h







