Before filing for bankruptcy, try seeking credit counseling. Learn about the repercussions of bankruptcy with tips from a consumer credit counselor in this free video on personal finance management. Expert: Maria Enomoto Contact: www.gotdebt.org Bio: Maria Enomoto works as a credit counselor for Consumer Credit Counseling services in San Jose, California. Filmmaker: Bing Hu


Here’s how you start to fix all these problems
Everyone.
Take that credit card and cut it up.
Call them and cancel the account.
Dont just stop useing it because they are working on a new penalty charge for “NOT USING” your card.
they will crap themselves when 40 million people call them up. . Then they wont have a choice but to fix it. Its as easy as that. . .
I declare March 1st 2010 the day we all call Sears. and take control. pass it on.
yahoo today i come to know the whole procedure thats great is really helpful for me.