Product DescriptionWhy are credit records important? How can a family determine its debt limit? How much should an individual spend on a home? Readers of this instructive guide will find answers to these questions as well as other valuable information on managing credit and breaking the cycle of debt. In simple language addressed to the individual consumer, David Scott explains • how interest rates are calculated • how to choose a credit card • the various types of car loans • what to consider when financing the purchase of a home • how to negotiate with creditors
Spending $10 on this book can pay big rewards. At least, it did for me. I have a spending problem and had even bigger problems with my credit cards. This book didn’t cure the spending probem but it sure helps with the credit cards. A good book.
Rating: 5 / 5
Buy this for your kids. It will be the best $10 you ever spent. That is, if they read it an follow Scott’s advice.
Rating: 5 / 5
I found this short guide to be very helpful in allowing me to get a handle on my credit problems. At least it was a start which is what I needed. I recommend this book to anyone who is struggling with debts.
Rating: 5 / 5
This book provided help to a guy who really needed it. It is short and sweet with advice on how to make smart decisions on borrowing. The section on credit cards was especially good. I strongly recommend Scott’s book that is a quick read. For $10 how can you go wrong?
Rating: 5 / 5