A certified credit executive is an individual who has taken classes on how credit works and how to give options to people with credit problems. Make sure a credit executive is certified and not working for profit with advice from a financial service specialist in this free video on credit counseling. Expert: William Rae Contact: www.hbwfl.com Bio: William Rae has been licensed in the insurance and financial fields for more than 30 years. Filmmaker: Christopher Rokosz