Save money when you are broke by increasing your income with a second job, taking a close look at expenses and cutting out unnecessary spending. Consult a non-profit credit counseling agency for help with saving money using tips from a financial service specialist in this free video on saving money. Expert: William Rae Contact: www.hbwfl.com Bio: William Rae has been licensed in the insurance and financial fields for more than 30 years. Filmmaker: Christopher Rokosz